The GEM Benefits Edge. An entirely different approach to benefit consultation.
It is a very competitive market to attract and retain top-tier talent that will power your business forward. Your people are the biggest asset to your organization.
Take advantage of our expertise and experience in creating the benefits your employees value – with a plan that fits your roadmap.
Group Retirement & Savings Plan
Group retirement and savings plans are the twin elements that can make a huge difference in recruiting high-performing employees. With access to a wide variety of group retirement and savings plans, we can create bespoke plans that are every bit as custom tailored to your business as they are your employees’ financial goals.
These plans include:
- Group registered retirement savings plans
- Deferred profit-sharing plans
- Defined contribution pension plans
- Non-registered savings programs
- Group TFSA
- Individual pension plans for executives
Each benefit program we design is unique and customized to the needs of your business and employees. We take a managed, balanced and personalized approach to building your group benefits plans to keep your team happy, healthy and hard-working.
Some of the components of a group plan could include:
- Life insurance for employees and dependents
- Accidental death and serious illness
- Critical illness
- Short and long-term disability
- Extended healthcare
- Drug benefits and catastrophic drug coverage
- Vision care and eyeglasses
- Out-of-country emergency
- Expat and foreign workers coverage
- Dental coverage
- Healthcare spending accounts
- Wellness Spending Accounts
Employees are less likely to leave employers that offer good benefit plans. And with a group retirement plan in place, they are more likely to retire at the right time, making room for new people.
“When we implemented Managed Rx this past Spring, we immediately saw a substantial reduction in the costs associated with filling prescriptions. Your team clearly explained the process and six months in, we have yet to have a single complaint.”
Chris Beesley, Chief Executive Officer at Community Living Ontario
“As a client of Rasa Lannoo of GEM Benefits for over 30 years, I am pleased to offer an unequivocal recommendation to Rasa and her team. Her extensive knowledge has enabled me to make informed and profitable decisions. Rasa always takes the time to understand clients’ underlying motivations and acts in concert to attain achievable financial objectives. Always willing to go the extra mile, Rasa is a person I can always count on.”
HOWARD KURLANDSKI, EXECUTIVE DIRECTOR, KESHER EMPLOYMENT SERVICES
“GEM Benefits has been our partner in benefits for a number of years being a reliable resource and advocate. From assisting with wading through complex benefit questions to identifying creative solutions as we grow and our needs change, Rasa, Rob and the entire GEM Benefits team are always ready and willing to help.”
KATIE LUTES, CHIEF CULTURAL OFFICER, XELLO
“Professional and yet so personable, GEM Benefits are experts in their field and have taught us a great deal. I always feel that they have our best interests in mind and are looking for new and creative ways to provide us with the best service.”
MICHELLE DEBIE, DIRECTOR OF HUMAN RESOURCES AT CHRISTIAN REFORMED CHURCH
“GEM Benefits has provided us with outstanding service for many years. Their approach is very innovative, creative and strategic and they always have the best interests of our employees in mind while ensuring our benefit plan remains cost effective.”
ALLAN BEHAN, DIRECTOR OF FINANCE AT CHILDREN’S AID SOCIETY OF HAMILTON WENTWORTH
“GEM Benefits shows incredible leadership and sales expertise. They are always focused and willing to learn, motivating the people and making them want to excel.”
GISELE DOUCET, LEADER & MANAGING PARTNER AT THE ART OF ACCOUNTING
“The GEM team have gone above and beyond any insurance company I have dealt with in my 12 years of managing our corporate employee policy; the service is second to none. I would, without hesitation, recommend the professional, committed and budget friendly service you get with GEM Benefits Inc.”
STEPHANIE BROWN , X WEST CARRIERS INC.
“On behalf of the staff at Regional HIV/AIDS Connection (RHAC) and the clients we serve, I just wanted to reach out and extend a special thanks for the continuous support of all that we do at Regional HIV/AIDS Connection!
It is community partners like GEM Benefits that are the heart and soul of Regional HIV/AIDS Connection. Your support in the programs and services offered at Regional HIV/AIDS Connection allow us to continue to make a difference for those who need it most in our community.”
Zena Currie , Fund Development Coordinator, Regional HIV/AIDS Connection.
“Rob’s customer service is world class. He does a fantastic job of anticipating his clients needs – and that is extremely rare these days!”
But they are wonderful when required. Thank you again.”
ROB MICOLI – RPM BUSINESS DEVELOPMENT
“I cannot say enough about how easy and quick the Life Insurance claim was for xxxxx.
His wife has already received the money. And she is so relieved and ecstatic. And grateful.
And all communications were so kind and offering condolences. Very well handled.
The process was so easy. Jenna was the one who got it started and helped walk us through.
One never thinks they will use these benefits.
But they are wonderful when required. Thank you again.”
Sheila Hannon – Exec. Vice President, Systems Plus
“I finally had time to go through the comprehensive Annual Strategic Review. It is very well done and easy to understand. I had a meeting with our Executive Director, to discuss the increase of our premium. The main increase in healthcare is consistent with our use of paramedical and drugs. We are also thankful that you could negotiate a decrease in the proposed rates by Sun Life.
Thank you very much for your continuous great support!”